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Pinnacle Bank Texas: Local Branches, Regional Expertise and Statewide Reach

AI Summary: Pinnacle Bank Texas operates 14 full-service branches from Dallas-Fort Worth to the Permian Basin, providing personal banking, business lending, agricultural finance and energy sector credit to communities across the Lone Star State. As a Preferred SBA Lender with $2.4 billion in assets, we combine big-bank capabilities with community-bank responsiveness — every loan underwritten locally, every relationship managed by Texas bankers who understand your market.

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Map of Texas highlighting Pinnacle Bank branch locations across Dallas-Fort Worth, Abilene, Lubbock and the Permian Basin

Branch Locations Across Texas

Pinnacle Bank Texas serves four major regions of the state, each with dedicated local staff and region-specific expertise.

Region Branch City Lobby Hours (Mon-Fri) Saturday Hours Specialties
Dallas-Fort Worth Dallas (Main) 9am - 4pm (Fri til 6pm) 9am - 12pm Commercial RE, Treasury, SBA
Dallas-Fort Worth Fort Worth 9am - 4pm (Fri til 6pm) 9am - 12pm Business Banking, Mortgages
Dallas-Fort Worth Plano 9am - 4pm (Fri til 6pm) 9am - 12pm Personal Banking, Wealth
Dallas-Fort Worth Arlington 9am - 4pm (Fri til 6pm) 9am - 12pm Personal Banking, Auto Loans
Dallas-Fort Worth Frisco 9am - 4pm (Fri til 6pm) 9am - 12pm Mortgages, Personal Banking
Central Texas Abilene 9am - 4pm (Fri til 6pm) 9am - 12pm Agriculture, Cattle Operations
Central Texas San Angelo 9am - 4pm (Fri til 6pm) 9am - 12pm Agriculture, Ranching
West Texas Lubbock 9am - 4pm (Fri til 6pm) 9am - 12pm Row Crop, Cotton, Agriculture
West Texas Midland 9am - 4pm (Fri til 6pm) 9am - 12pm Energy, Oil & Gas, Commercial
West Texas Odessa 9am - 4pm (Fri til 6pm) 9am - 12pm Energy Services, Equipment
Panhandle Amarillo 9am - 4pm (Fri til 6pm) 9am - 12pm Cattle Feeding, Agriculture
Panhandle Canyon 9am - 4pm (Fri til 6pm) 9am - 12pm Personal Banking, Agriculture
South Texas San Antonio 9am - 4pm (Fri til 6pm) 9am - 12pm SBA Loans, Business Banking
South Texas Austin 9am - 4pm (Fri til 6pm) 9am - 12pm Commercial RE, Tech Sector

All branches offer 24/7 ATM access. Drive-through hours may extend beyond lobby hours. Visit Contact Us for specific addresses, phone numbers and driving directions.

Regional Expertise That Makes a Difference

Texas is not one market — it is a dozen. Pinnacle Bank Texas staffs each region with bankers who understand the local economy.

Agriculture and Ranching

Our ag lending team finances cattle operations from the Panhandle feedlots to the Hill Country cow-calf ranches, row crop producers across the South Plains, and specialty operations including pecan orchards and cotton gins. Operating lines, equipment financing, FSA-guaranteed loans and real estate purchases — every loan structured around the specific cash flow cycle of your commodity. When cattle prices swing 15% in a quarter, your Pinnacle Bank ag lender calls you first.

Energy and Oil & Gas

Pinnacle Bank Texas has maintained an energy lending portfolio through three commodity cycles. We finance oil and gas service companies, midstream operations, well servicing equipment, renewable energy installations and the real estate that supports energy infrastructure across the Permian Basin. Our lenders understand reserve-based lending, production payment structures and the regulatory environment governed by the Office of the Comptroller of the Currency and state regulators.

SBA and Small Business

As a Preferred SBA Lender, Pinnacle Bank Texas processes SBA 7(a) and 504 loans with direct approval authority. Our SBA desk is staffed in Dallas with dedicated officers who handle applications from every branch. Average processing time: 5-7 business days. We have funded over $180 million in SBA loans since achieving Preferred Lender status, supporting restaurants, manufacturers, medical practices and professional services firms across Texas.

Commercial Real Estate

Commercial real estate lending is a core strength of Pinnacle Bank Texas. We finance office buildings, retail centres, industrial warehouses, multi-family developments and mixed-use projects. Loan sizes from $500,000 to $15 million with competitive fixed and variable rate options. Our CRE team has closed over $900 million in commercial real estate transactions across Texas, with deep knowledge of every major metro and secondary market in our footprint.

Invested in Texas Communities

Pinnacle Bank Texas does not just do business in Texas — we invest in Texas. Our community development programme directs resources where they matter most.

Pinnacle Bank Texas contributes over $1.2 million annually to Texas non-profits, school districts, agricultural organisations and economic development initiatives. Our employees volunteer more than 4,000 hours each year in the communities where they live and work. From sponsoring 4-H livestock shows in the Panhandle to funding financial literacy programmes in Dallas ISD, we believe a community bank's responsibility extends beyond the balance sheet.

Our Community Reinvestment Act performance consistently earns "Outstanding" ratings from federal examiners, reflecting our commitment to lending and investing in underserved areas of Texas. Learn more about our community involvement on the About page.

Pinnacle Bank Texas is also an active participant in the FDIC community banking initiative, which recognises institutions that prioritise local economic development, small business lending and responsible consumer finance. As a Texas-chartered bank supervised by the Texas Department of Banking, we adhere to both state and federal regulatory standards that ensure the safety and soundness of your deposits.

Ready to join over 42,000 Texans who bank with Pinnacle? Contact us to find the branch nearest you, or call 972-555-0100 to speak with a banker today. You can also explore our digital banking tools through your PinnBankTX login.

Find Your Nearest Pinnacle Bank Texas Branch

With 14 locations across the state, there is a Pinnacle Bank branch ready to serve you. Walk in, call, or start online.

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People Also Ask

Where are Pinnacle Bank Texas branches located?
Pinnacle Bank Texas operates 14 branches: Dallas, Fort Worth, Plano, Arlington and Frisco in DFW; Abilene and San Angelo in Central Texas; Lubbock, Midland and Odessa in West Texas; Amarillo and Canyon in the Panhandle; and San Antonio and Austin in South Texas. Visit Contact Us for full addresses and directions.
Does Pinnacle Bank Texas specialize in agricultural lending?
Yes. Pinnacle Bank Texas has a dedicated ag lending team with over 80 combined years of farm credit experience. We finance cattle operations, row crop producers, equipment purchases, operating lines and FSA-guaranteed loans structured around your commodity's cash flow cycle.
Is Pinnacle Bank Texas an SBA Preferred Lender?
Yes. Pinnacle Bank Texas holds SBA Preferred Lender status with direct approval authority for SBA 7(a) and 504 loans. This means processing in 5-7 business days versus the industry average of 30-45 days. Over $180 million in SBA loans funded to date.
Does Pinnacle Bank Texas serve energy companies?
Yes. Pinnacle Bank Texas finances oil and gas service companies, exploration operations, midstream infrastructure, renewable energy installations and supporting commercial real estate across West Texas and the Permian Basin.
How do I open an account at Pinnacle Bank Texas?
Visit any of our 14 branch locations with a valid government-issued photo ID and your Social Security number. You can also call 972-555-0100 to start the process. For business accounts, bring your EIN, formation documents and a resolution authorising account opening. Most personal accounts can be opened and funded within 30 minutes. Contact us for details.